Consult any financial advisor about where to put your savings and four things will guide their counsel – risk, return, personal circumstance and tax. It is unlikely that the ethical status of your investments will enter into their calculations. If you’re looking for Christian stock advice and looking for ethical investment advice, we’re glad you’re here. Today we want to look at a few general biblical principals for personal saving and investment.

  • Stewardship: The most widely quoted principle of biblical teaching to the practical issues of saving and investment is that of stewardship. Financial returns must come from somewhere – they do not spring automatically from the action of impersonal ‘market forces’. Rather, investment affects the distribution of assets, the products and services supplied and their relative prices. It has an inherent moral dimension. Financial returns must come from somewhere – they do not spring automatically from the action of impersonal ‘market forces’. Rather, investment affects the distribution of assets, the products and services supplied and their relative prices. It has an inherent moral dimension.
  • Cultivating Relationships: Scripture is unequivocal in preaching the subjugation of wealth to the cultivation of loving relationships. Not only do the close ties between saver and investor ensure a ready flow of information about how the money is used and how the business is going, but investing in this manner may help to cement the original relationship. By contrast, the trend of financial investment has been away from saving with people that you know to channelling savings through anonymous middlemen in order to reduce risk.